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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 907-865-6555.
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Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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For Home Buyers:
Why Buyers Choose Beth Simpson - Why homebuyers looking for a real estate agent in the Anchorage, Eagle River and Girdwood area choose Beth Simpson. Latest Listings - Get Beth Simpson's latest Anchorage, Eagle River and Girdwood listings of homes for sale first! Find Your Perfect Home - Beth Simpson will search for your ideal home and email you the newest Anchorage, Eagle River and Girdwood MLS listings of properties in Anchorage County AK. First Time Homebuyers - Are you a first time homebuyer in Anchorage, Eagle River and Girdwood, AK? Choose a top real estate agent. Beth Simpson can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Anchorage, Eagle River and Girdwood house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Anchorage, Eagle River and Girdwood Homes, For Home Buyers, For Home Sellers, Anchorage, Eagle River and Girdwood Information, Real Estate Resources, and About Beth Simpson. 
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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What time of year is considered the busiest for homebuyers and sellers?
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Real estate is a year-round business, but spring is still considered the best time of year to showcase a home. |
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